Terms of Use

Welcome to the SHADOW NEWTEK INFORMATION TECHNOLOGY LLC website. These Terms of Use ("Terms") govern your access to and use of our website, services, and products. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or services.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. These Terms constitute a legally binding agreement between you and SHADOW NEWTEK INFORMATION TECHNOLOGY LLC.

2. Use of Website and Services

2.1 Eligibility

You must be at least 18 years old to use our services. By using our website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.

2.2 Permitted Use

You may use our website and services only for lawful purposes and in accordance with these Terms. You agree to:

• Comply with all applicable local, national, and international laws and regulations
• Respect the intellectual property rights of others
• Use the website in a manner consistent with its intended purpose
• Provide accurate and complete information when required

2.3 Prohibited Use

You agree not to:

• Use our website for any unlawful purpose or to solicit others to perform unlawful acts
• Violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others
• Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature
• Attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website
• Use automated systems or software to extract data from the website for commercial purposes
• Interfere with or disrupt the website or servers or networks connected to the website
• Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity

3. Intellectual Property Rights

3.1 Our Content

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by SHADOW NEWTEK INFORMATION TECHNOLOGY LLC, its licensors, or other providers of such material and are protected by UAE and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

3.2 Your Use of Our Content

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

• You may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use

4. User Accounts

4.1 Account Creation

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for all activities that occur under your account.

4.2 Account Security

You agree to:

• Immediately notify us of any unauthorized use of your account or any other breach of security
• Ensure that you exit from your account at the end of each session
• Not share your account credentials with any third party

5. Services and Products

5.1 Service Descriptions

We strive to provide accurate descriptions of our services. However, we do not warrant that service descriptions or other content on this website are accurate, complete, reliable, current, or error-free.

5.2 Pricing

All prices displayed on our website are subject to change without notice. We reserve the right to modify or discontinue any service without notice at any time.

6. Privacy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the site and informs users of our data collection practices.

7. Disclaimers and Limitations of Liability

7.1 Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7.2 Limitation of Liability

IN NO EVENT SHALL SHADOW NEWTEK INFORMATION TECHNOLOGY LLC, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

8. Indemnification

You agree to defend, indemnify, and hold harmless SHADOW NEWTEK INFORMATION TECHNOLOGY LLC and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website.

9. Termination

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the website will immediately cease.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

11. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

12. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the website, constitute the entire agreement between you and SHADOW NEWTEK INFORMATION TECHNOLOGY LLC concerning the use of our website and services.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms.

14. Contact Information

If you have any questions about these Terms, please contact us at:

15. Acknowledgment

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THIS WEBSITE OR OUR SERVICES.